Do I Have to Contact My Insurance Company?
If you've recently been involved in a car accident, then you should definitely report this with your insurance company. If you have an auto insurance policy, then it is your duty to report the accident to your company. You may also have to speak with the other driver's insurance company about the incident. To successfully resolve your case, your insurance company does have to be involved. Anyone with an auto insurance policy has entered into a contract with their insurance company. Collisions require their involvement.
There are many reasons why someone might want to avoid dealing with their insurance company. For one, people might fear that their insurance rates will go up because they will be determined at-fault. It is true that your insurance rates can go up if you are determined the liable party, but there is no way to know for certain who is at fault until you contact your insurance. By failing to contact your insurance company, you run the risk of foregoing financial compensation that you badly need after an accident. It is important to note that you are not obligated to contact the other driver's insurance company. Your insurance company will contact them.
Dealing with your insurance company can be difficult, which is why we offer to do it for you. From the initial filing stages to complex appeals and trial, Stern Law Group's Houston car accident attorneys are here for you. An attorney can also prove helpful in securing maximum compensation. Oftentimes, insurance companies can wrongfully determine liability or undercut policyholders, leaving them without the compensation they deserve. Our firm can hold insurance companies accountable to fulfill their contractual obligation to you as a policyholder and victim.