Rideshare companies handle car accidents very differently than you might imagine. They have policies that essentially provide coverage for everyone that is involved in an accident who is not the driver.
Rideshare drivers are required to purchase their own insurance policies, which wind up being used when they get into car accidents. While it doesn't seem right that Uber and Lyft avoid this type of responsibility, this is simply how they operate. They have designed their insurance policies to cover anyone in another vehicle that may wind up in an accident with an Uber or Lyft driver, as well as any person that is currently receiving a ride.
Based on the fact that the drivers are hired as independent contractors and required to obtain their own insurance coverage, Uber and Lyft both have a way of avoiding responsibility.
Going to Court
Even though these companies clearly state that they will not cover their drivers when they get in car accidents, you should definitely consider going to court. There may still be ways for a driver to get compensated for a car accident that was sustained while driving for a rideshare company.
Taking this action may be incredibly important if you were in an accident where you were injured. Out of pocket medical bills can be nearly impossible to pay in certain cases, which is why it is so important to find a personal injury attorney to handle your case.
One of the things you are going to want to do after an accident is to obtain all the details and documentation pertaining to the accident. Details of the accident are going to be extremely important to your case and your attorney is going to need as much information as possible.
This includes statements about the accident from everyone involved and all paperwork relating to the case. You're also going to need your insurance information, as well as photos and evidence that may help your attorney prepare your case. You may want to consult with your attorney before you contact your insurance company, so consider hiring representation as soon as possible.
Everything you say and do is going to be documented, so make sure you conduct yourself appropriately.
Hiring Specialized Legal Representation
There are countless injury cases that occur every single day to various drivers working for Lyft and Uber. Because of this volume of accidents, there are injury attorneys that deal specifically with these types of cases.
A ridesharing accident attorney is going to possess the type of specialization that can help you win your case in court. While a regular personal injury attorney is a great option to consider in regular car accident cases, a ridesharing accident attorney is inevitably going to be a better option when it comes to accidents that transpire while driving for Lyft or Uber.
Hiring an attorney that has a wealth of experience in handling similar cases can go a long way to winding up with a favorable outcome when you go to court. Many drivers never consider the fact that they may wind up in an accident while driving for a rideshare company. The reality is, many drivers are under the impression that they are going to be fully covered in case of an accident.
An injury accident can cause a host of medical and financial issues for a rideshare driver, so make sure you get yourself proper representation if you experience an accident while driving for one of these companies.